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	<title>Easy Credit Repair Guide &#187; Student Loans</title>
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		<title>How can I repair my credit?</title>
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		<pubDate>Sun, 23 Nov 2008 18:20:25 +0000</pubDate>
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				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Rating]]></category>
		<category><![CDATA[Student Loans]]></category>

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Ashley M asked: I ruined my credit in college and as a result I have about $10,000 in debt.  Most of the accounts are in collections, charge offs, or past due.  The only thing positive on the report are my student loans and my car loan.  I have heard of disputing the [...]]]></description>
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<div><em><strong>Ashley M</strong> asked: </em><br/><br/><br/>I ruined my credit in college and as a result I have about $10,000 in debt.  Most of the accounts are in collections, charge offs, or past due.  The only thing positive on the report are my student loans and my car loan.  I have heard of disputing the reports, but I also want to find a credit repair firm that will allow me to make payment arrangements.  I want to improve my credit rating so that I can purchase a home in a few years, get approved for more credit cards and also get a new car.<br/><br/>Al</div>
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