Devon O asked:


There is a law firm that keeps popping up on websites that says they can improve your credit score. Has anyone actuallly tried this service. If so what was your experience with them? Am I better off trying to repair my credit myself.

Beau

devilish asked:


My spouse has a credit card in her name and we both are paying it promptly , i was wondering if i need to have one on my own to improve my credit score !! any thoughts?

Harold

Anna C asked:


I am about to finish paying of my high interest credit card. I have had the account open for 10 years. I know the longer you have had it open, the better, but if I am not using it anymore,should I still keep it open (with a no balance and lower available credit) or just cancel it all together? Which would improve my credit score the most?

Demetrius

Martin M asked:


ok so i have 3200 debt on a cc with credit limit of 6000. an other cc with balance of 160 and credit limit of 300. and other with 1300 and a credit limit of 1500. i have 1500 cash right now how should i devide the payments… please help me but the whole purpose is to improve my credit score.

Eddie

playa asked:


i just got this credit card like one week ago and it has a $500.00 limit and i would like to know whats the best to way to improve credit score and how long does it take?

Bernard

Ashley M asked:


I ruined my credit in college and as a result I have about $10,000 in debt. Most of the accounts are in collections, charge offs, or past due. The only thing positive on the report are my student loans and my car loan. I have heard of disputing the reports, but I also want to find a credit repair firm that will allow me to make payment arrangements. I want to improve my credit rating so that I can purchase a home in a few years, get approved for more credit cards and also get a new car.

Alma