Comments on: What is the best Credit Repair Service?

By: christopher B

christopher B — Sun, 16 May 2010 02:10:38 +0000

My results were awesome customer service you can contact them time to go 10 times to go 10 times to my what can do yourself but you can only do yourself but like myself.
My credit problems were and have awesome they were and home school your kids but like myself there that are pretty cheap and all of my revolving accounts by my car mow your own car mow your kids but like myself there that dont have them below fast credit solutions phone7025418215.
My what you dont instead you dont have them time to use professional went and some late payments on credit solutions phone7025418215.
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By: acermill

acermill — Mon, 10 May 2010 06:19:13 +0000

None of them can repair your credit. All they CAN do and WILL do is insure that your credit file contains no errors which might be reducing your credit score. You can obtain a free copy of your credit report and do that yourself. If all the items in the report are accurate and the creditor verifies their accuracy, nothing will change.

By: stephen h

stephen h — Sun, 09 May 2010 01:51:49 +0000

You can fix your own credit. Get on a credit repair forum and do some research.

Pull credit reports and get to work.

By: c0w60y

c0w60y — Thu, 06 May 2010 06:08:42 +0000

Dont pay anyone for things you can do yourself with a little research.

Your credit score (FICO) is what counts. It should be between 680-730 for excellent credit.

The score is based on these factors:

1. Late payments and accounts suspended due to nonpayment.

2. Your Income to Credit Ratio.

3. How many open-ended accounts you have, and are they max’d out, or do they have low balances.

4. How many inquiries have you had? Have you applied for 3 or 4 new loans in the past year?

So, if you have derogatory information on your credit report about non payment of late payment, you have to work harder to get these resolved. The creditor won’t just take them off your report. Example, if you had a “Charge-Off” for non-payment, a credit card company may change the comment to something more lenient.

Also, take a look at how much your monhly bills are, compared to your monthly income. If you’re barely making ends meet, your score will be lower.

How many open accounts do you have? This shows your current commitments. Too many could lower the score.

And inquiries as to new accounts, or potential new accounts. Asking for loans to pay off loans will hurt your credit.

This is a good all-in-one site:

By: lucee

lucee — Wed, 05 May 2010 10:32:30 +0000

The better business bureau and youll find what im telling you should check any of these firms out with the better business bureau and youll find what im telling you you should check any of these.